Your State Can Help With Balky Insurers

Many families with medical insurance are shocked when an illness or accident strikes and their insurer leaves them with tens of thousands of dollars in unpaid bills.

In most cases that’s because they’re underinsured. Their policies have such strict limits on how much the insurer will pay, that they’re left holding the bag for most of the cost.

It’s a major reason why 62% of all bankruptcies are caused by medical bills even though three out of every four of those being pushed into bankruptcy by health care costs have some type of health insurance.

But insurers also reject 10% to 15% of what appears to be legitimate claims. That’s where your state insurance commission comes in. MORE