bank rates

Wisconsin Deal: Go Short For Top CD Rate

There’s more to cheer for in Wisconsin than the Super Bowl-bound Green Bay Packers.

First National Bank of Waupaca, Wis. is offering 1.00% APY on a 3-Month CD Waupaca-based First National Bank (that’s 50 miles southwest of Lambeau Field) is offering 3- and 13-month CD rates that sack the best nationally available deals.

The central Wisconsin bank (there’s more than one First National Bank in the state) is paying 1.00% APY on its 3-month CD with a $2,500 minimum deposit.

That’s two-tenths of a percentage point more than you can earn with the top, nationally available 3-month CD rates. And the minimum deposit is half as much. (See our latest CD Rates Leaderboard.)

First National also scores with its 1.50% APY 13-month CD rate, beating the best nationally available 12-month CD rate of 1.41% APY.

One yellow flag: You must buy these certificates of deposit at one of the banks’ eight branches – a typical requirement of many small banks.

This bank is consistent, however. When we looked at First National in September, it also boasted a 13-month deal that beat the best nationally available deals.

Compare these returns with the best CD rates from scores of banks in our database.

(First National also has three locations in Texas, but this offer is not available there.)

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Comments (2)
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2 Existing Comments
  1. Kathy O'Gorman said:
    on February 27th at 01:48 pm

    Rates are still good as of 2/27.

  2. Kathy at Bankaholic said:
    on March 30th at 09:53 am

    You can still get these rates as of March 30, 2011.