bank rates

Wisconsin Deal: Checking Pays 3.05%

Wisconsin quarterWisconsin residents can fuel up their bank accounts with a PowerInterest Checking Account at Community Bank & Trust in Sheboygan, earning 3.05% APY on balances of less than $25,000.

It’s a typical rewards checking account, so you’ll have to meet some basic requirements each month to earn the top rate, which is far higher than anything you’ll find on a nationally available savings or money market account.

The best rate is paid if you make at least 12 signature-based debit card transactions of $10 or more each month, have a direct deposit of at least $200 each month, access online banking at least once a month and sign up for eStatements.

If you do that, you’ll earn 3.05% APY, which is good on balances to $24,999.

Any portion of your balance between $25,000 and $99,999 earns 0.50% APY, while larger balance portions earn 0.25% APY.

On the other hand, if you fail to meet the rewards checking requirements in a particular month, you’ll earn just 0.10% APY.

It takes a minimum deposit of $50 to open an account, but you don’t need to keep a minimum amount set aside to earn interest.

Although Community Bank & Trust is based in Sheboygan, anyone who lives in Wisconsin can open a PowerInterest Checking Account online.

The bank has 11 locations. Most are around Sheboygan, but there are also branches in the Milwaukee area and Appleton.

For more information, visit or call 888-582-4440.

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