Comments on: Who’s Got The Best-Paying CDs?

By: DealMaven

DealMaven — Tue, 31 Mar 2009 22:20:46 +0000

Just to clarify: Mojave Jack is talking about the high-interest checking accounts Nate has listed. You don’t need to open a checking account to get the CD rates on the post although you do have to be a memeber of the credit unions to buy one of their CDs.

By: Mojave Jack

Mojave Jack — Tue, 31 Mar 2009 20:27:02 +0000

To get these rates you need to open a checking account with direct deposit, get electronic statements, post 10, 12, or 15 check card transactions each month, yada, yada, yada. The typical “make you work for your money” account.

By: tree

tree — Tue, 31 Mar 2009 01:22:26 +0000

Thank goodness for your straight information! No fake posts here!

By: RateRunner

RateRunner — Mon, 30 Mar 2009 21:32:03 +0000

RateNerd: Yeah, Evantage Bank is the online operation of Southwest State Bank, which has a single branch in Sentinel, Okla., that is also part of the Huckabay brothers banking empire, which includes Redneck Bank and AmericanNet Bank. It offers exactly the same deals on checking and money market accounts.

By: Nate

Nate — Mon, 30 Mar 2009 20:57:53 +0000

Thank you soo much for posting this :0) We can all use a little insight in today’s financial situation. I hope this helps

CheckingFinder is now offering a limited time offer of a trial membership to Dave Ramsey’s MyTotalMoneyMakeover.com (Renown Personal Finance Advisor) for every person who submits an application.

here is an example of some nationwide bank rates

Rates with a * signifies this bank rate is available nationwide.

Florida Central Credit Union

6.01

First Robinson Savings Bank*

6.01*

Connexus Credit Union*

5.15*

Keystone Bank*

5.15*

Community Bank of Pleasant Hill*

5.01*

Three Rivers FCU

5.01

Union State Bank/Bank of Atchison*

5.01*

Beacon Federal Credit Union

4.51

Communications Federal Credit Union*

4.25*

First New England Federal Credit Union

4.15

Nathaniel

By: RateNerd

RateNerd — Mon, 30 Mar 2009 14:06:35 +0000

Evantage Bank is offering the same rate on a money market account as the top paying GMAC CD offer on your list above – 3.10% APY. Depending on your time horizon you might want to split the money between a money market account and a CD ladder. (BTW thanks for the list – nice summary!)

By: Mike M

Mike M — Sat, 28 Mar 2009 19:06:28 +0000

BuffetFan –

Those aren’t bad interest rates, and are more flexible, but they are lower rates and they are NOT FDIC insured.

The general rule should be treasury interest < bank interest < non-FDIC insured or corporate interest.

Instead, the rates show: GEinterestplus < bank interest < treasury interest.

By: BloggingBanks

BloggingBanks — Sat, 28 Mar 2009 17:35:22 +0000

Thanks for highlighting the best CD rates available.

By: BuffetFan

BuffetFan — Sat, 28 Mar 2009 15:41:54 +0000

Better to keep your money flexible at these low rates at: