bank rates

Where To Find The Best MMA Rates

You can still earn 2.25% APY from the top-paying money market accounts available nationwide.

That’s what the average 5-year certificate of deposit is paying, and far more than the so-called “high-yield” accounts other banks are promoting.

You’ll find those top-paying MMAs at:

GMAC Bank with no minimum deposit or balance.

AmTrust Direct, the online division of AmTrust Bank in Cleveland, Ohio, with a $25,000 minimum deposit.

OneWest Bank, formerly IndyMac Federal Bank, with a $1,000 minimum deposit. (This deal is only available online. If you go to a OneWest branch in California you’ll only earn 1.0% with a $25,000 minimum deposit.)

Click here to see our complete list of the best savings and money market rates.

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Comments (9)
1 Star2 Stars3 Stars4 Stars5 Stars (8 votes, average: 3.88 out of 5)
9 Existing Comments
  1. 411 Realty Inc. said:
    on May 7th at 12:13 am

    This high speed, low drag,teflon coated information provided is nice,but we need some form of character to these blogs. Real life, (Dishes Are Done) style comments,appreciated——–

  2. DealMaven said:
    on May 7th at 09:58 am

    Hey, Realty, have you been looking at our other blog, Bankaholic’s Personal Finance Blog? (You can reach it by clicking on the “finance” tab at the top of the page.) What do you think of it?

  3. Kel said:
    on May 7th at 10:58 am

    Who has AmericanNet Bank MMA account? Please check MMA interest rate in your account. My account $30,000 shows only 0.99% interest rate, not 2% like they said. Is it a scam?

  4. MicH said:
    on May 7th at 06:58 pm

    Checked my AmericaNet MMA and it reads 1.98%..

  5. Andrew said:
    on May 7th at 06:58 pm

    First trade union bank is still running their savings account at 2.32 APY

  6. 411 Realty Inc. said:
    on May 7th at 09:40 pm

    Thanks for the redirect!! Bankaholics finance blogs create interesting argumentative content.

  7. Kel said:
    on May 8th at 12:17 pm

    My MMA account still shows Current Interest Rate: .9900% . So weird about this AmericaNet Bank.

  8. Andy said:
    on May 9th at 01:04 pm

    Why do you leave Nationwide Bank off your list? Rated four stars by, they’re currently paying 2.15% APY.

  9. DealMaven said:
    on May 11th at 10:10 am

    Nothing against Nationwide Bank. But, as you point out, it’s paying 2.15%. Our top-paying MMAs are all paying 2.25%.