bank rates

D.C. CU Offers Top CD Rates To Anyone

Earn up to 2.20% APY.The United States Senate Federal Credit Union has 60-month CD rates that get better the bigger the deposit, and a way for anyone to become a member.

And you know how much we love that.

It pays:

  • 2.02% APY for deposits of $1,000 to $19,999.
  • 2.15% APY for deposits of $20,000 to $59,999.
  • 2.22% APY for deposits of $60,000 to $99,000 and jumbo deposits.

Each of those levels beats the top nationally available 60-month CD rate on our CD Rates Leaderboard, which is still stuck at 1.95% APY.

At the top end, it’s also among the best 60-month credit union CD rates available, according to our chart of the highest CD rates from credit unions and local banks.

But you have to be a member of the United States Senate Federal Credit Union to buy these certificates of deposit.

Membership is available to employees of the credit union’s long list of select employer groups as well as their immediate family and household members, whether the actual employees choose to become credit union members or not. Members’ immediate family and household members can become members, too.

Those who don’t meet those requirements can become a member by joining the U.S. Capitol Historical Society for $35 and then joining the United States Senate Federal Credit Union.

Membership requires a $5 deposit in a savings account and a $1 membership fee.

Members can buy CDs online, over the phone, through the mail or at a branch.

There are two branches in Washington, D.C., in the Senate Hart Building and the Government Accountability Office, and one on Eisenhower Avenue in Alexandria, Va.

Learn more about United States Senate Federal Credit Union at or call 800-374-2758.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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Comments (3)
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 4.67 out of 5)
3 Existing Comments
  1. Kathy at Bankaholic said:
    on May 7th at 10:04 am

    The rate for deposits of $20,000 to $59,999 has dropped slightly to 2.12% APY.

  2. Mike Sante said:
    on June 1st at 01:07 pm

    As of June 1 the rates have dropped to 2.10% APY for deposits above $60,000, 2.05% for deposits between $20,000 and $60,000, and 2.00% for deposits below $20,000. Still very good.

  3. Kathy at Bankaholic said:
    on July 13th at 07:05 am

    These rates are now: 2.02% APY for deposits below $20,000; 2.07% APY for deposits between $20,000 and $60,000; and 2.12% APY for deposits above $60,000.