Wal-Mart Has The Best Pre-Paid Debit Card

That sounds like fee-city to me. How many different fees and stipulations is that? I thought they rolled-back prices, not rolled you over with them!Maybe if they are going to college they could be smart enough not to get into CC problems and not to pay fees for using their own money?

I think most banks and credit unions will allow you to have several debit cards on an account, or to create a separate account with only a small minimum. Wouldn’t it be better to do something like that for your student? My C.U. allows me to transfer electronically from one account to another, without fees for doing so.

The Upside Visa card for credit-challenged adults is offered on upsidecard.com and it has no monthly or annual fee, it’s way cheaper than the Walmart card! I think the author of this article must have been confused with the other site Upsideclear or Upsidevisa.com that are for parents or teens…(and may come with a small fee).

Just to clarify: There are lots of UPside cards. Here’s the link to the UPside Prepaid Visa Card that we recommened for college students: http://www.upsidevisa.com/

MoneyManager is an intriguing card, but it’s a payroll card. You can’t get one yourself. You can only get one if your company is willing to use it in lieu of a paycheck or direct deposit into a checking account. In fact, you have to apply for the card through your payroll or human resources department. That’s a big catch.

And we don’t think it’s a good idea to give your college student a debit card on your primary checking account. The potential for problems is just too great.

Sorry Card Mogul but you are wrong about that.

You can get a MoneyManager card yourself. You do not have to apply for one through your payroll department. They want that business but will send you one directly and you just fill out the direct deposit form and you are good to go.

Just email them, thats what I did. They are adding cash reloads later this year.

No offense but thats the difference between those that write about these and those that use them.

Upside and Walmart cards are 2 of the better ones all around. If you don’t have direct deposit and your check is issued from an out of state bank the Walmart deal is the best one since you’d most likely incur a check cashing fee (never more than $3 through a Certegy service) and a reload fee otherwise.

If someone belongs to AAA they have a Visa Travel Money card with free reloads and a one time $5 purchase fee. The card says travel card but once registered/personalized online it works almost anywhere

The worst cards have fees for everything and charge you a surcharge to add money even for direct deposit and then charge to get the money off the card. There will always be some fee to add cash since its a reverse credit transaction but not having an atm network and adding a surcharge for using one is a complete rip off. Other than MoneyManager there are a few Bank payroll cards such as Bank of America’s CashPay that also have free atm withdrawals at least one a week anyway.

what a joke we (my husband and I)went to wal mart and got one of the reloadable visa cards the one that you get two cards,one for the student to use,the other for parents to keep in order to add money when she needs it.after a few weeks wait we recieved the personal CARD….yes one card that the balance from the temporary card we had sent to our child had been automatically transferred to ,our card ,which totally defeated the purpose of having the cards in the first place, thank you very much walmart and GE money bank trying to correct the problem by phone is the biggest joke of all. think very hard before buying these cards the fees are a very small part of the problem.