Upstate N.Y. Deal: 3.18% On A 3-Year CD

Massena Savings and Loan has a truly special rate on 36-month CDs for savers in upstate New York.

It’s paying 3.18% APY with a modest $1,000 minimum deposit.

That’s not only more than you can earn with the best nationally available 3-year certificates of deposit, it’s more than you can make with the best nationally available 5-year CDs.

Take a look at our most recent CD Rates Leaderboard and you’ll see what we mean.

But to purchase these CDs you’ll have to visit one of the bank’s branches in Massena, which is home to the American locks on the St. Lawrence Seaway, or Waddington, N.Y.