For savers in Wyoming and northern Colorado, a great mid-term CD deal is on offer from UniWyo Federal Credit Union.
It’s paying 1.86% APY on 37-month certificates, which handily outdoes the top 3-year return of 1.70% APY on our CD Rates Leaderboard of nationally available bank certificates.
A minimum deposit of $250 is required.
Because CD rates can change at any moment, it’s always wise to check Bankrate’s extensive database of the day’s best CD rates to find the latest deals. But we suspect UniWyo’s yield will be tough, if not impossible, to beat.
Membership in the credit union is extended to the University of Wyoming community, including federal, state and military employees who work cooperatively with the university, as well as employees of more than 200 affiliated companies.
But any resident of Wyoming or the northern part of Colorado’s Front Range, including Fort Collins and extending as far south as Loveland, can join by first becoming a member of the American Consumer Council.
Joining the ACC must be done ahead of applying for UniWyo membership and will require a $5 association fee.
Eligible customers can establish UniWyo membership either online or at one of its three Laramie branches.
Note that although applying for membership can be done online, opening a certificate of deposit must be done either by phone or at a branch.
More than 150 additional local and regional deals like this one can be found in our constantly updated roundup of the top-paying credit union and community bank CDs around the country.