bank rates

Two Ways To Earn 2.1% In Massachusetts

We’ve never been huge fans of relationship rates, and with better CD deals popping up at community banks and credit unions this fall, we rarely cover them.

But Pioneer Valley Federal Credit Union in western Massachusetts is paying 2.10% APY on 12-month CDs for members who also have an Investor Rewards Checking account.

That’s certainly something to write about – the top nationally available 12-month CD rate on our CD Rates Leaderboard pays more than three-quarters of a percentage point less.

Then there’s Investors Reward Checking, which requires one direct deposit, eStatements and at least 12 PIN or signature debit card transactions each month.

Do that and the fee-free checking account will also net you 2.10% APY on balances up to $25,000.

That’s a compelling combination of saving choices that most of us can only admire from afar.

Membership in Pioneer Valley is open to residents of Berkshire, Franklin, Hampden and Hampshire counties, civilian and military employees at Westover Air Reserve Base in Chicopee, and the employer groups listed on its website.

Members can buy CDs online, over the phone or at branches in Springfield, Westfield and at Westover.

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