bank rates

Two Banks Offer Top 30-Month CD Rates


Discover Bank and Intervest Bank have moved to the top of our rankings of the best, nationally-available 30-month certificates of deposit.

The online banks owned by Discover credit cards and Intervest National Bank in New York, are paying 2.80% APY with a $2,500 minimum deposit.

That’s more than twice the national average of 1.34% APY.

Henderson State Bank falls to third after lowering its CD rates. The small Nebraska bank cut its 30-month CD rate from 3.00% APY to 2.75% APY.

If you’re willing to tie-up your money just a little longer, you can still earn more than 3% on your savings.

Tennessee Commerce Bank continues to offer the highest 36-month CD rates — 3.27% with a minimum deposit of $2,500.

Click here to compare those offers with the best CD rates from dozens of other banks in our extensive database.

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