bank rates

Tropical Savers Bask In 7-Month CD Deal

Tropical Financial Credit Union has quite a deal on 7-month CDs for its 54,000 members down in Florida, paying them a surprising 1.25% APY.

The top nationally available 6-month CD rate on our CD Rates Leaderboard is well under 1%.

To qualify for this special, you must invest at least $2,500 in new money, or funds not already on deposit at Tropical Financial.

You also have to join the credit union. Membership is open to anyone who lives or works in Miami-Dade, Broward, Palm Beach and Sarasota counties, or belongs to a long list of employee groups.

CDs are usually sold at Tropical Financial’s nine branches in Coral Springs, Fort Lauderdale, Miami, Miramar, Pembroke Pines, Plantation and West Palm Beach.

But members who live outside southeast Florida, such as those in Sarasota, can buy them through the mail.

Learn more about Tropical Financial at or call 888-261-8328.

UPDATE 11-14-14: Tropical Financial has raised the minimum deposit for its 7-month special to $5,000 (new money only).

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