bank rates

TransCapital Bank Pays 1.20% On 10-Month Certificates Of Deposit

Woman holding up a piggy bank with money coming out of it.

CD savers who can get to a TransCapital Bank branch in south Florida have the chance to score a top short-term rate.

The community bank is paying a sunny 1.20% APY on 10-month certificates of deposit. A minimum deposit of $5,000 in new money is required.

The top 6- and 12-month yields on our CD Rates Leaderboard of the best nationally available bank returns currently stand at 1.05% and 1.26% APY, respectively, so this 10-month offer is right in line with the country’s top yields.

It’s also enough to earn TransCapital its first-ever appearance on our constantly updated roundup of the nation’s best-paying CDs from credit unions and community banks.

Opening a CD with TransCapital does require visiting one of its three branches, which are located in Sunrise, Delray Beach and Hallandale Beach.

As always, be sure to check Bankrate’s extensive database of the day’s best CD rates before locking your funds into any certificate of deposit to ensure you’re getting the best deal currently available.

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