bank rates

Top Virginia CD Rates Available Nationally

MainStreet Bank is paying 2.00% APY on its 36-month CD rates.MainStreet Bank has extended its northern Virginia boundaries into cyberspace, and can now offer its strong CD rates nationally.

With a $500 minimum deposit, it’s paying:

  • 2.00% APY for 36-month CDs.
  • 2.50% APY for 48-month CDs.

The 36-month rate ties the top CD rate for that term on our CD Rates Leaderboard.

But if you can’t get to one of MainStreet Bank’s branches in Arlington, Fairfax, Herndon or McLean, you must buy these certificates of deposit through the bank’s new online presence called Airbanking (

It isn’t all that simple, unfortunately, so I’ll walk you through it.

When you access the Airbanking website, click “airsavings,” then “apply now” under the chart. On the next screen, hit “new account.”

(No worries if you’re just checking things out, you won’t have to enter any personal information until you’re ready to buy a CD.)

But you’ll need to follow the steps and click the boxes and the bottom of the next page to get to the “product information” page, which is where you can browse CD rates by clicking on the “certificates of deposit” tab.

They’re the same rates MainStreet Bank offers on its website (

If you’re ready to buy, you’ll select your CD from there, and then go on to fill out the application.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

Don't miss out on the next bank deal. Get the newest deals delivered straight to your inbox!

Comments (4)
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 5.00 out of 5)
4 Existing Comments
  1. Billy said:
    on July 15th at 01:08 pm

    From all of us at airbanking and MainStreet Bank, we’d like to thank you for this great article and for giving us some helpful feedback to improve the user experience. Since the launch of airbanking, we’ve been working to add more to the site and to our product line. Be sure to check back frequently to discover new tools, products and services. Thank you again!

  2. SeniorSaver said:
    on July 20th at 04:31 pm

    I just completed opening a relatively small 36-month CD at airbanking. Although the online operation is just getting up and running, and therefore the application process isn’t as straightforward as at more established online banks, everything worked out satisfactorily. As indicated by CSR Billy above (who helped me with my application), I’m sure that improvements will be made to make the process totally seamless.

  3. Kathy at Bankaholic said:
    on July 25th at 11:35 am

    These rates are still available.

  4. Kathy at Bankaholic said:
    on August 8th at 09:34 am

    You can still get these rates today.