bank rates

Top Savings And CD Rates In Houston

The Houston Police Federal Credit Union offers generous terms on CDs and savings accounts.The Houston Police Federal Credit Union can lock up the competition with its generous savings and CD rates.

Its top savings rate pays more than 2%, while the credit union beats top nationally available CD rates in three terms — 3-, 6- and 12-month CDs.

Those with ties to the Houston Police Department and their family members earn 1.51% APY on the first $2,499 in their savings account; amounts greater than $2,500 earn 2.02% APY.

That easily beats the best nationally available savings account rate of 1.16% APY from SFGI Direct.

The credit union (www.hpfcu.org) also tops the best nationally available deals on 3-, 6-, and 12-month CD rates on our CD Rates Leaderboard.

With a $1,000 minimum deposit, it’s paying:

  • 1.04% APY on 3-month CDs, more than two-tenths of a percentage point better than the top nationally available deal.
  • 1.15% APY on 6-month CDs, three one-hundredths of a point better.
  • 1.36% APY on 12-month CDs, six one-hundredths of a point better.

It also offers a 15-month CD that pays 1.56% APY, beating the top nationally available deal on 24-month CD rates by one one-hundredth of a percentage point. That deal requires a $10,000 minimum deposit.

You must call or visit one of Houston Police FCU’s three branches in the city.

You can compare these deals with the best nationally available savings and MMA rates and CD rates from scores of banks in our database.

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Comments (3)
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3 Existing Comments
  1. Mike at Bankaholic said:
    on July 13th at 11:10 am

    This credit union has cut its 3- and 12-month CD rates by one-one hundredth of a percentage point and increased its 6-month CD rates by the same one-one hundredth of a percentage point.

  2. Kathy at Bankaholic said:
    on July 25th at 10:26 am

    The rates (as changed; see previous comment) are still available.

  3. Kathy at Bankaholic said:
    on August 14th at 10:52 am

    All of the rates are now down slightly from those quoted here.