bank rates

Top Savings Account For Ohio Residents

Pile of $100 bills spread out.Ohio residents can just beat the best nationally available deal on a savings account from Westfield Bank.

The Westfield Center, Ohio, bank with six locations offers a Dream Big Savings account that pays 1.01% APY. You must also open a Dream Big Checking account to grab this rate.

But that account also offers a competitive interest rate.

A Dream Big Savings account pays its top rate on balances to $35,000. Balance portions above that amount earn 0.25% APY.

Chicago-based Palladian PrivateBank offers the top nationally available savings account, which pays 1.00% APY.

To open a Dream Big Savings account, you must make a minimum deposit of $100 and another $100 to open a Dream Big Checking account. The checking account has the usual rewards checking requirements.

The Dream Big Checking account pays 2.01% APY on balances to $15,000. Higher balance portions earn 0.25% APY.

To earn the best rate with both accounts, you need to make at least 12 debit card purchases per month, have at least one direct deposit made into your account or make at least one automatic payment from your account every month, enroll in online banking and receive eStatements.

If you don’t meet those requirements, your accounts will earn just 0.05% APY for that month.

You don’t have to keep a certain amount in either account to earn interest, and the accounts have no monthly fees.

For more information, visit www.westfield-bank.com or call 800-368-8930.

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