bank rates

Top CD Rates Meet Rewards Checking

First National Community Bank has an intriguing offer that combines a high-yield checking account with attractive CD rates.

First National Community Bank has an intriguing offer that combines a high-yield checking account with attractive CD rates.It’s paying 4.01% APY on balances of up to $25,000 in its “Maximum Earnings” checking account.

Anything over that earns a paltry 1.01% APY, which is quite typical for these kinds of accounts.

But FNCB is also offering its checking account customers 15- or 18-month “Maximum Earnings” certificates of deposit, which pay 2.25% APY with a minimum deposit of just $1,000.

That’s as much as you can earn with the best 12-month CD rates.

FNCB, which has 20 branches in northeast Pennsylvania, accepts deposits from anywhere in the country and you can sign-up online.

There’s nothing unusual about the Maximum Earnings checking account. To qualify for the 4.01% APY rate you must make 10 debit card transactions and make one direct deposit, or one automatic payment, each month. Do that and you can also use any ATM for free.

(If you’re unfamiliar with how reward checking works, click here for our ABCs of high-yield checking accounts.)

Compare this offer with the best CD rates from dozens of other banks in our extensive database.

Or see exactly how much you can make at these rates with our new savings calculator and certificate of deposit calculator.

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  1. Andy said:
    on November 15th at 01:57 am

    Is there anyone apply for it?