bank rates

Top 6-Month CD Rates Fall To 1.40% APY

Country Bank has offered the best 6-month CD rates since January.

Of course, it was paying 1.60% APY back then. The rate was lowered to 1.50% APY in March and 1.40% APY earlier this month.

Country Bank is paying 1.40% APY on 6-month CDs now, down from 1.60% APY in January.But that’s more than enough to keep Country Bank at the top of our rankings, and with a very reasonable minimum deposit of only $500.

The only downside to investing with this 14-branch bank in central Massachusetts is that it doesn’t take online applications. You have to call (800) 322-8233 and a customer service representative will give you complete instructions on how to apply by mail.

The next best, nationally available rates on 6-month certificates of deposit are:

1.28% APY with a $1,000 minimum deposit from Aurora Bank, which is headquartered in Wilmington, Del. with a branch in Jersey City, N.J.

1.27% APY with a $1,000 minimum deposit from Nexity Bank, an online bank based in Birmingham, Ala.

1.27% APY with a $1,000 minimum deposit from ShoreBank, which has seven banking centers in the Chicago area, as well as one in Detroit and one in Cleveland.

Use our database of CD rates to compare these rates with the best deals from scores of other banks.

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