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Top 54-Month CDs In Ohio, Pennsylvania

Sun Federal Credit Union’s 54-month CD rates are a sure bet for its members in Ohio and Pennsylvania.

It pays 2.02% APY with a minimum deposit of $1,000 for this “raise-up” CD, which allows you to increase the rate once during the term if yields rise.

That beats the top nationally available 5-year CD rate on our CD Rates Leaderboard by nearly a fifth of a percentage point.

And, interestingly enough, Sun Federal Credit Union deposits are insured for up to $500,000.

The first $250,000 is federally insured through the National Credit Union Administration, and the second $250,000 is privately insured through the Excess Share Insurance Corp.

So, really, this is as sure of a bet as you’re going to find.

You have to be a member of Sun Federal Credit Union to buy these certificates of deposit.

Membership is open to people who live, work, worship or attend school in designated areas of the Pennsylvania counties of Berks, Delaware, Montgomery and Philadelphia; as well as employees, retirees, members and students of one the credit union’s sponsor groups in Ohio and Pennsylvania. This extensive list is on the website.

Current or eligible members’ immediate family and household members can also join.

Membership requires a $5 deposit in a share savings account.

Members can buy CDs over the phone or at a branch.

Pennsylvania branches are in Philadelphia and the suburbs of Haverford, Lester and West Lawn. Ohio branches are in Toledo and the suburbs of Oregon and Maumee.

Learn more about Sun Federal Credit Union at or call 800-786-0945.

Compare these returns with the best CD rates from scores of banks in our extensive database.

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