A small north Florida bank has shot to the top of our rankings of the best, nationally available CD rates.
The Jacksonville Bank is now paying the best rates on three different terms:
2.60% APY on a 24-month certificate of deposit. That beats the 2.55% APY from Frontier Bank.
2.25% APY on a 12-month CD. That beats the 2.10% APY Amboy Direct and UmbrellaBank are offering.
1.75% APY on a 6-month CD, tying First Century Bank for the top rate.
You don’t need much cash to take advantage of these rates, either — the minimum deposit is only $1,000.
The bank has five branches in Jacksonville, Fla. and provides an online application for savers in other states.
The only catch is that deposits must be made by an electronic funds transfer.
Click here to compare these deals with the best CD rates from dozens of other banks in our extensive database.
(5 votes, average: 4.40 out of 5)
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