Savings Account & MMA Rates
CD (Certificate of Deposit) RatesAll of the banks are back from our last Leaderboard, but NewDominion Bank lowered its return on 24-month CDs this morning.
The rates on 2-year certificates of deposit have been particularly volatile over the past couple of weeks.
We’ve had to revise our rankings three times since Aug. 26.
To see the complete rankings for all of the other 3-month to 5-year CDs we track, just click on the term you’re interested in.
Here where to find the top nationally available rates as of today:
3-month CD: 1.35% APY from iGObanking with a $500 minimum deposit.
6-month CD: 1.25% APY from NewDominion Bank with a $3,000 minimum deposit and from TriState Capital Direct, with a minimum deposit of $50,000.
12-month CD: 1.55% APY from Sallie Mae Bank with no minimum deposit required.
24-month CD: 1.95% APY from NewDominion Bank with a $3,000 minimum deposit.
36-month CD: 2.50% APY from Danversbank with a $500 minimum deposit.
60-month CD: 3.03% APY from Melrose Credit Union with a $5,000 minimum deposit.
Most credit unions have membership requirements that don’t make it possible for everyone to join — and that disqualifies them from our rankings.
But Melrose has a unique open charter that allows all U.S. residents to join, regardless of where they live or work, and it only costs $1 to sign up.
Compare these returns with the best CD rates from scores of other banks in our extensive database.
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