bank rates

The Best Of The Best CD Rates

Here’s a mid-week rundown of the best, nationally available CD rates based on our current rankings.

Here's a mid-week rundown of the best, nationally available CD rates based on our current rankings.

3-month CDs: 1.40% APY from TotalBank with a $1,000 minimum deposit.

6-month CDs: 1.60% APY from Country Bank with a $500 minimum deposit.

12-month: 2.00% APY from either The Jacksonville Bank or Franklin Synergy Bank with each requiring a $1,000 minimum deposit.

24-month CDs: 2.40% APY from The Jacksonville Bank with a $1,000 minimum deposit.

36-month CDs: 2.80% APY from Hudson City Bank with a $5,000 minimum deposit. (If you live in New Jersey, New York or Connecticut, your minimum is $500.)

Click here to see how much you can earn with these rates using our certificate of deposit calculator.

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  1. DealMaven said:
    on February 1st at 02:47 pm

    There were a few rate changes over the weekend — none of them good:
    TotalBank dropped its rate on the 3-month CD to 1.10% APY from 1.40%;
    The Jacksonville Bank lowered its rate on the 12-month CD to 1.75% APY from 2.00%. It also lowered its rate on the 24-month CD to 2.20% APY from 2.40%.