bank rates

Texas Deal: 4.51% On High-Yield Checking

Union Square Federal Credit Union is paying this rate on balances up to $25,000.Texas savers, hold onto your hats.

You can earn one of the best local rewards checking rates in the country at Union Square Federal Credit Union in Wichita Falls, Texas.

It’s paying Premier Checking Account holders 4.51% APY on balances up to $25,000.

It’s a great deal for anyone who lives or works in Wichita County, Texas, or has a family member who does.

And on balances more than $25,000, you’ll earn 1.01% APY, which is far above the national average rate for savings accounts.

To qualify for the top rate at Union Square (, you need to make 12 debit card purchases per month, have one direct deposit to or electronic payment from your account, access online banking and receive eStatements.

If you fail to meet those minimums, you’ll earn 0.10% APY for the month.

For those looking for a nationally available deal, your best bet is Consumers Credit Union, based in Waukegan, Ill., which pays 4.09% APY on balances up to $10,000.

Balances between $10,000 and $25,000 earn 1.59% APY, while balances above $25,000 earn 0.76% APY.

If you want to see how Union Square’s offer stacks up against the best nationally available savings and money market rates, you can check our extensive database.

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Comments (2)
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2 Existing Comments
  1. Jimmie Johnson said:
    on June 22nd at 02:22 pm

    Please send details for highest yield Certificates of Deposits, right away.

  2. Kathy at Bankaholic said:
    on July 11th at 07:40 am

    This deal is still available as of today.