bank rates

Texas Deal: 4.33% On Rewards Checking

Coastal Community and Teachers Credit Union is offering 4.33% APYIt’s getting harder to find a nationally available rewards checking account that pays more than 3%.

There are, however, a number of local deals — in places like Iowa, Oklahoma and Florida — that offer yields greater than 4%.

Add Texas to that list.

Coastal Community and Teachers Credit Union of Corpus Christi, Texas, is offering 4.33% APY on its rewards checking account.

That puts it above the best nationally available deal of 4.09% APY offered by Consumers Credit Union of Waukegan, Ill.

But those who live or work in the Texas counties of Nueces, San Patricio, Aransas, Kleberg, Jim Wells or Duval can get an even better deal from Coastal Community and Teachers Credit Union by signing up for a Bonu$ Checking account.

It takes $50 to open the account, and then you receive 4.33% APY on balances up to $10,000. You don’t need to keep a minimum amount in your account to earn that rate. Balances above $10,000 earn 1.0% APY.

To earn the top rate you must make 10 check card purchases per month, set up a direct deposit or debit each month, access online banking and receive eStatements. If you fail to meet the requirements for a particular month, your rate is 0.10% APY.

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Comments (1)
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  1. Kathy at Bankaholic said:
    on May 23rd at 09:05 am

    This rate is still available as of May 23, 2011.