bank rates

Tennessee Deal On 3-Year CD Rates

Tennessee Commerce Bank has worthy 36-month CD rates — but just for Tennessee savers.

It's paying 2.20% APY with a $2,500 minimum depositIt’s paying 2.20% APY with a $2,500 minimum deposit.

Not only does that beat the top nationally available 36-month CD rate of 2.17%, it bests Tennessee Commerce Bank’s own 36-month national offering, which is a respectable 2.15% APY.

For all the top national deals, see our latest CD Rates Leaderboard.

But you have to be a Tennessee resident to get this special 3-year CD rate, which the bank will hike an additional 0.05% if you have a checking account or open one.

And you must buy these certificates of deposit in person, at Tennessee Commerce Bank’s single location in Franklin, just south of Nashville, or through the mail. (The form is available on the bank’s website.)

Compare these returns with the best CD rates from scores of banks in our extensive database.

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