Tennessee Commerce 3.27% 36-Month CD

You can still earn more than 3% on the top-paying 36-month CDs.

Yields on these certificates of deposit aren’t falling as quickly as on shorter CDs.

The national average declined just a little from 1.78% APY to 1.73% APY last month, and rates for the best, nationally-available 36-month CDs held their own since we last checked them out in mid-May.

Tennessee Commerce Bank in Franklin is still paying 3.27% APY with a $2,500 minimum deposit.

Next best is Discover Bank at 3.15% APY and the same $2,500 minimum deposit.

Click here to compare those offers with the best CD rates from dozens of other banks in our extensive database.

Obama running GM? It’s better than letting the guys who wrecked the place keep the keys. CrankySaver vows not to invest in the “new GM” until there’s new leadership behind the wheel. Top execs capable of creating great cars and trucks. It’s on Bankaholic’s Personal Finance Blog. Or just click the “finance” tab above.