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Pick A Southeast Checking Account Bonus: $200 For You Or $300 For Charity

Is it better to give or receive?

That’s a question residents of five Southern states can ask themselves with a new checking account bonus from the Synovus family of banks.

pen on top of a checkbook and checkbook register

It provides two options – a $200 bonus for yourself, or a $300 bonus for one of four charities.

The bank, which is headquartered in Columbus, Georgia, operates in Georgia, Florida, Alabama, South Carolina and Tennessee under 28 names, including CB&T in parts of Alabama and Georgia, and NBSC in South Carolina.

Start by clicking here to find a Synovus-owned bank near you. Open any checking account with a minimum deposit of $100 by the end of the year.

Then within 90 days of opening an account, you must complete 15 debit card transactions, set up a recurring direct deposit of at least $1,000 and make at least one online bill payment.

Do that and a $200 bonus will be deposited in your account by April 15, or a $300 bonus will be sent in your name to one of four charities you can choose from: United Way, American Cancer Society, Wounded Warrior Project, or your local chapter of Feeding America.

The bank has six checking accounts to choose among, though most are targeted to specific groups.

For most of us, the best choice is the Access Checking account. If you have direct deposits of at least $500 each month or maintain a daily balance of at least $1,000, you can avoid the monthly service fee.

The Gold Checking account, for consumers 55 and older, has the same terms as Access Checking.

The bank’s two Military Checking accounts charge a $7 monthly fee, but you can have that waived just by having your paycheck deposited in the account.

The Student Checking account has a $3 fee that is waived if you sign up for online banking, mobile banking and paperless statements.

The Gold and Military Interest Checking accounts pay a measly 0.05% APY on balances of $1,000 or more.

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