bank rates

Synchrony Grabs Top Spot For 1-Year CDs

With just a slight nudge, Synchrony Bank now offers the top nationally available 12-month CD.

Synchrony raised its 1-year return from 1.20% to 1.23% APY today, moving it ahead of previous leader BankDirect on our CD Rates Leaderboard of the best nationally available certificates of deposit.

Since September, the leading 12-month rate has been bouncing around between 1.17% and 1.30% APY.

Formerly known as GE Capital Retail Bank, Synchrony is a predominantly online bank with a single branch in Bridgewater, New Jersey, and requires a $2,000 minimum deposit.

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