bank rates

Surprising Short-Term Rate For NY Savers


Hudson Valley Federal Credit Union has the best deal on short-term CDs that we’ve seen in a very long time.

Its 273,000 members just north of the New York City metropolitan area can earn 1.40% APY on 140-day CDs with a minimum deposit of $500.

The top nationally available rates for 3- and 6-month terms on our CD Rates Leaderboard are still paying a paltry 0.51% APY and 0.82% APY, respectively.

Members can buy these certificates of deposit over the phone, online or at one of the credit union’s 20 branches in New York’s Dutchess, Orange, Putnam and Ulster counties.

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