bank rates

Stunning Far North Deal On 13-Month CDs

Northwoods Credit Union’s special 13-month CD rate is so good, you’ll wish you lived southwest of Duluth, Minnesota.

It’s paying 3.00% APY with a $1,000 minimum deposit.

Yep, you read that right.

The top nationally available 12-month CD rate on our CD Rates Leaderboard is a significantly lower 1.25% APY.

We honestly can’t recall a 12-month CD paying this much, which is why we decided to highlight a deal with a limited reach. Plus, this smaller credit union scores four out of five stars in Bankrate’s Safe and Sound rating system.

You have to be a member of Northwoods Credit Union to buy these certificates of deposit. Membership is available to anyone who lives, works, worships or attends school in Carlton and Pine counties.

Membership requires a $5 deposit in a share savings account.

Members have to buy CDs in person at one of the credit union’s two branches in Cloquet, at 1702 Avenue B and at 902 Stanley Ave.

Learn more about Northwoods Federal Credit Union at or by calling 218-879-4181.

See how these returns compare with the best CD rates from scores of banks in our extensive database.

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