bank rates

St. Louis Deal: 1.65% On 31-Month CDs

UPDATE 6/9/15: FCB Banks is still offering a CD at 1.65% APY, but it has changed the term to 32 months.

For savers in the St. Louis area, FCB Banks still has an odd-term CD that beats much of the national competition.

Over the past month, the yield on these special 31-month CDs has been cut from 1.75% APY to 1.65% APY, with a minimum deposit of $1,000.

But that’s still more than the top nationally available 36-month return of 1.50% APY from the banks on our CD Rates Leaderboard.

It also beats all but a handful of the top local and regional CD deals we track at community banks and credit unions.

To buy one of FCB’s certificates of deposit you must visit its St. Louis office or one of 13 suburban Illinois branches in Collinsville (2), Albers, Belleville, Caseyville, Edwardsville, Highland, Maryville, New Baden, O’Fallon, Swansea, Trenton and Troy.

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