bank rates

Southeast Deal On Checking, Savings

hands pulling money out of a wallet.We’ve found another competitive offer that pairs both a checking and savings account. This one is available to residents in northwest Georgia and northeast Alabama.

Gadsden, Ala.-based Family Savings Credit Union pays 2.50% APY with its Kasasa Cash rewards checking account and 1.25% APY with its Kasasa Saver account, both on balances to $15,000.

The savings account offer matches the best nationally available money market account deal and beats the best savings account offer, which pays just 1.00% APY.

The Kasasa Cash account requires that you make 10 debit card purchases per month, have an email address and sign up for eStatements to earn the top rate. You’ll also get all your domestic ATM fees refunded each month that you meet the requirements.

Balance portions greater than $15,000 earn 0.50% APY. If you don’t meet the requirements, you’ll earn 0.05% APY for the month and your ATM fees won’t be reimbursed.

It takes a $25 minimum deposit to open a Kasasa Cash account at Family Savings Credit Union, though there is no minimum balance required to earn interest. The account has no fees.

You can then open a Kasasa Saver account with a minimum $5 deposit. If you meet the rewards checking requirements, you’ll earn 1.25% APY. Balance portions greater than $15,000 will earn 0.50% APY. If you don’t meet the requirements, you’ll earn 0.05% APY.

Like the Kasasa Cash account, there is no minimum balance required to earn interest on the Kasasa Saver account and it has no fees.

Anyone who lives in 10 Georgia counties – including several in the greater Atlanta metro area – can join Family Savings. You can also join if you live, work, worship or attend school in 10 Alabama counties.

The credit union has three locations in Alabama and five in Georgia, or you can open an account online.

For more information, visit www.familysavingscu.com or call 256-543-9530.

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