Small Bank, Good Odd-Term CD Rates

A small bank in central Kentucky has two odd-term CD rates that are well worth considering

Century Bank Direct is paying 2.25% APY on a 15-month certificate of deposit with a $1,000 minimum deposit.

This beats the 2.10% APY you can earn with the best, nationally available 12-month CDs from Amboy Direct and UmbrellaBank.

Century Direct is also offering 1.70% APY on a 5-month CD with a $1,000 minimum deposit.

That’s competitive with the 1.75% APY on the top-paying 6-month CD from , and you need a $10,000 minimum deposit to earn that rate.

Century Bank Direct is the online division of Century Bank, which has a single office in Lawrenceburg, Ky. But it’s offering these rates to savers nationwide and has an online application.

Click here to compare its deals with the best CD rates from dozens of other banks in our database.