bank rates

Search Local For Top Savings Rates

We found a local deal that pays 3%You’ll earn 1.30% APY with the best nationally available savings account. But there are plenty of local offers that are better.

We found savings accounts that pay as much as 3% APY.

Some of these “high-rate” accounts come with strings attached, but the earnings potential is undoubtably better than what you’ll find nationally.

Both the Independent Community Bankers of America and the National Credit Union Administration offer handy tools that can help you locate banks and credit unions near you.

Here are some of the best local savings account deals we’ve found in recent months:

NUVO Bank & Trust in Springfield, Mass., pays 1.77% APY on balances up to $24,999 on its Growth Savings Account. You must live near this bank’s single Massachusetts branch to be eligible to open an account.

APCO Employees Credit Union in Birmingham, Ala., pays 1.51% APY. You must be a member of the credit union to open this account, and membership is open to employees of Alabama Power Co., Southern Company Services, Southern Nuclear or one of dozens of designated companies and organizations. Residents of some Alabama communities are also eligible to join.

Marine Federal Credit Union in Jacksonville, N.C., pays 3% on balances up to $25,000 on its Deployment Club Savings account to its members heading out on deployment. Deployment Club Savings accounts are available just to certain service members – in all branches – about to deploy. Credit union membership itself is open to a broader group.

Gibsland Bank & Trust in Gibsland, La., pays 1.51% APY on balances up to $25,000 on its REALSaver account, which must be paired with a Hometown Rewards Checking account that pays 4.11% APY on balances up to $15,000. You don’t need to be a Louisiana resident to open an account at Gibsland Bank & Trust, but you do need to visit one of its branches in Arcadia, Athens, Bossier City, Gibsland, Homer, Minden and Sibley.

TwinStar Credit Union in Olympia, Wash., pays 1.60% APY on its Planned Savings account. All you need to do is set your savings goal and your deadline for reaching it. Then the credit union will tell you how much you need to set aside each month in Planned Savings, an installment savings account. Credit union membership is open to residents of Washington state and the Portland metropolitan area.

Compare these deals with the best money market and savings account offers in our extensive database.

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Comments (4)
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4 Existing Comments
  1. JayZee said:
    on December 8th at 01:54 pm

    Why does it always feel better when you think your dough is nearby? Maybe I just remember walking to the bank on the corner and physically depositing cash or a check. You got to know people and they knew you. Silly today since we rarely see cash or even checks. It’s all virtual.

  2. Kathy at Bankaholic said:
    on December 19th at 10:28 am

    All of these savings rates are still available.

  3. Kathy at Bankaholic said:
    on December 28th at 09:23 am

    You can still get all of these rates.

  4. Kathy at Bankaholic said:
    on January 9th at 10:01 am

    These rates are all still available.