bank rates

Score Louisiana Checking, Savings Combo

Gibsland Bank & Trust can beat both the top nationally available checking and savings account rates.Pairing up a rewards checking account and a savings account can earn you top rates at Gibsland Bank & Trust in northwest Louisiana.

With the 4.11% APY offered on a GBT Hometown Rewards Checking account and the 1.51% APY offered on a REALSaver account, you can outpace the top national deals on both checking and savings accounts.

The top nationally available checking deal of 4.09% APY is offered by Consumers Credit Union ( in Waukegan, Ill., on balances up to $10,000. The Gibsland, La.-based bank pays its top rate on balances up to $15,000.

Its savings rate is well above the best nationally available rate of 1.30% APY offered by UFB Direct (www.ufbdirect), a division of Bank of Internet USA, based in San Diego.

If you open a rewards checking account at Gibsland Bank & Trust ( you need to make at least 15 debit card purchases per month, have one direct deposit or recurring payment, and sign up for eStatements to earn the top rate.

If you fail to meet the monthly qualifications you’ll earn 0.15%. It takes a minimum $100 to open an account, and balances above $15,000 earn 0.51% APY.

To maximize your rewards, add on the REALSaver account, which has no minimum deposit requirement, but you need to make sure to meet your rewards checking requirements each month.

Earn the top rate on balances up to $25,000. Balances above that amount earn 0.51% APY.

You don’t need to be a Louisiana resident to open an account at Gibsland Bank & Trust, but you do need to visit one of its branches in Arcadia, Athens, Bossier City, Gibsland, Homer, Minden and Sibley.

Compare these deals to the best money market and savings account rates from scores of banks in our database.

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Comments (3)
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3 Existing Comments
  1. Kathy at Bankaholic said:
    on September 14th at 08:57 am

    Gibsland’s rates are still available.

  2. Kathy at Bankaholic said:
    on September 21st at 09:33 am

    You can still get Gibsland’s deal.

  3. Kathy at Bankaholic said:
    on October 13th at 12:10 pm

    Gibsland is still offering these rates.