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Savings Account And MMA Leaderboards

Our Saving Rate Leaderboards tell you where to find the best nationally available deals on savings and money market accounts. These rates are constantly updated and available to savers in all 50 states. Just contact the bank to invest online or through the mail. The minimum deposit is how much you need to open an account. The minimum balance is how much you must keep in the account to qualify for the top rate or to avoid monthly fees. Search Bankrate’s extensive database to find more of the nation’s best savings rates.

Savings Account Leaders for February 10, 2016

Bank APY Min Deposit Min Balance
The Palladian PrivateBank 1.30%* $10,000 $10,000
UFB Direct 1.20% $100 $25,000
Incredible Bank 1.17% $2,500 $2,500
North American Savings Bank 1.12% $100 $100
Salem Five Direct 1.10% $100 None
SFGI Direct 1.06% $500 None
Radius Bank 1.05% $10 $2,500
GE Capital Bank 1.05% None None
Synchrony Bank 1.05% $30 $30
Ally Bank 1.00% None None
iGObanking 1.00% None None
Barclays 1.00% None None
MySavingsDirect 1.00% None None
CIT Bank 1.00% $100 $25,000
* The Palladian PrivateBank guarantees the introductory rate of 1.30% APY for six months. After that the return falls to the regular savings account rate of 0.90% APY, which works out to an average yield of 1.10% for the first year.

Money Market Leaders for February 10, 2016

Bank APY Min Deposit Min Balance
EverBank 1.60%* $1,500 None
All America Bank 1.25%** None None
Redneck Bank 1.25%** None None
Dime Savings Bank 1.10% None $2,500
iGObanking 1.10% $25,000 $25,000
ableBanking 1.00% $250 None
Incredible Bank 0.95% $2,500 $2,500
Sallie Mae Bank 0.90% None None
* EverBank guarantees the introductory rate of 1.60% APY for six months. After that the return falls to the regular money market rate of 0.61% APY, which works out to an average yield of 1.11% for the first year.
** All America and Redneck banks limit the top rate of 1.25% APY to the first $35,000. Balances greater than that earn 0.50% APY.