bank rates

National Deal Pays 1.50% On 16-Month CD


San Diego County Credit Union is celebrating its 16th anniversary with a sunny odd-term CD that’s available to savers everywhere.

The credit union is paying 1.50% APY on 16-month CDs with a minimum $2,000 investment, or 1.75% APY if a qualifying checking account is opened.

Even without the checking bonus, the 16-month offer pays about as much as the top nationally available 24-month yield of 1.52% from the banks on our CD Rates Leaderboard.

It also earns San Diego County a spot on our constantly updated roundup of the best CD yields at credit unions and community banks around the country.

Membership in the credit union is automatically extended to anyone who lives or works in California’s San Diego, Orange or Riverside counties, works for one of over 900 affiliated employers, or belongs to an existing member’s family or household.

But savers nationwide can join by making an $8 donation to the nonprofit Financial Fitness Association.

You can join San Diego County and buy most certificates of deposit online, by phone or at one of its 38 branches in Southern California. But this 16-month CD can only be purchased by phone or in-person.

Note that only one promotional CD is permitted per member.

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