Review: First Republic Bank CD Rates

You won’t find a single above-average CD rate at First Republic Bank.

Your best bet at this San Francisco-based bank with 68 offices in California and Oregon on the West Coast and Connecticut, Massachusetts and New York on the East Coast?

Skip it.

You’ll find much better deals on our CD Rates Leaderboard.

I know I sound like a broken record in these big bank reviews, but, really, I’m not sure what else to say when I find CD rates like these:

0.05% APY for 3-month CDs versus an average rate of 0.12% APY. (Leaderboard leader is 0.65% APY.)

0.05% APY for 6-month CDs versus an average rate of 0.17% APY. (Leaderboard leader is 0.90% APY.)

0.10% APY for 12-month CDs versus an average rate of 0.27% APY. (Leaderboard leader is 1.05% APY.)

0.20% APY for 24-month CDs versus an average rate of 0.43% APY. (Leaderboard leader is 1.30% APY.)

0.30% APY for 36-month CDs versus an average rate of 0.53% APY. (Leaderboard leader is 1.40% APY.)

0.60% APY for 60-month CDs versus an average rate of 0.87% APY. (Leaderboard leader is 2.05% APY.)

First Republic Bank has different rate sheets on its website for the regions in serves. I reviewed all six of them and found CD rates are consistent.

You can learn more about First Republic Bank at www.firstrepublic.com or call 888-408-0288.

There are definitely better deals out there, and you’ll find them if you compare First Republic’s returns with the best CD rates from scores of other banks in our extensive database.