bank rates

Rates Remain Low On Our Favorite HELOCs

Rates on home equity lines of credit haven’t changed much since mid-October — and that’s a good thing.

Homeowners with pretty good credit and a chuck of equity in their homes should be able to get a HELOC for 5% or less in most parts of the country.

Homeowners with pretty good credit and a chunk of equity in their homes should be able to get a HELOC for 5% or less in most parts of the country.

While that isn’t as cheap as they were last spring, when you could get one for 4% or less, they’re still the least expensive consumer loans available.

But you can still do better than that if you can qualify for one of our favorite lines of credit. We’ve got lenders that are still charging as little as 2.99% with no annual fee.

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