Comments on: Provident Community 4.51% Checking http://www.bankaholic.com/provident-community-451-checking/ Compare the Best CD (Certificate of Deposit) Rates, Highest Money Market Rates, Best Savings Accounts, Bank Deals, Interest Rates and Bank Reviews! Sat, 20 Mar 2010 01:50:18 -0400 http://wordpress.org/?v=2.8.4 hourly 1 By: eve geohagan http://www.bankaholic.com/provident-community-451-checking/comment-page-1/#comment-179079 eve geohagan Sat, 20 Feb 2010 19:08:09 +0000 http://www.bankaholic.com/?p=2065#comment-179079 check out bankrate.com before you get involved with any bank! Provident, although they have been around a long time, have a 1 star rating, of a possible 5--the lowest possible as of 2/20/10. I quote the website here: PREDICTIVE INDICATOR As stated, we have determined a composite Star rating for this bank of 1 star , indicative of a significantly below average financial condition. At times, financial conditions of banks change rapidly and significantly. Hence, our Safe & Sound Star ratings should not be deemed predictive of likely future ratings. However, in view of early warning indicators set forth within this report, in combination with the institution's financial data, we believe that the Star rating for this institution is unlikely to change within the ensuing twelve month period. Use your own judgment. check out bankrate.com before you get involved with any bank! Provident, although they have been around a long time, have a 1 star rating, of a possible 5–the lowest possible as of 2/20/10. I quote the website here: PREDICTIVE INDICATOR
As stated, we have determined a composite Star rating for this bank of 1 star , indicative of a significantly below average financial condition. At times, financial conditions of banks change rapidly and significantly. Hence, our Safe & Sound Star ratings should not be deemed predictive of likely future ratings. However, in view of early warning indicators set forth within this report, in combination with the institution’s financial data, we believe that the Star rating for this institution is unlikely to change within the ensuing twelve month period.
Use your own judgment.

]]> By: Deborah (from Philadelphia) http://www.bankaholic.com/provident-community-451-checking/comment-page-1/#comment-176632 Deborah (from Philadelphia) Mon, 14 Dec 2009 21:45:39 +0000 http://www.bankaholic.com/?p=2065#comment-176632 Thanks again DealMaven and everyone for these helpful comments. Thanks again DealMaven and everyone for these helpful comments.

]]> By: DealMaven http://www.bankaholic.com/provident-community-451-checking/comment-page-1/#comment-168060 DealMaven Tue, 26 May 2009 14:14:04 +0000 http://www.bankaholic.com/?p=2065#comment-168060 We were bamboozled by Provident Bank. They told the truth, but not the whole truth. You can apply for Dream Checking, no matter which one of the 50 states you live in. But you have to stop by one of their friendly branches in south Carolina to actually get the account going. We think that's kind of a hassle for anyone living more than say 25 miles from Union. We were bamboozled by Provident Bank. They told the truth, but not the whole truth. You can apply for Dream Checking, no matter which one of the 50 states you live in. But you have to stop by one of their friendly branches in south Carolina to actually get the account going.

We think that’s kind of a hassle for anyone living more than say 25 miles from Union.

]]> By: Bob http://www.bankaholic.com/provident-community-451-checking/comment-page-1/#comment-168058 Bob Tue, 26 May 2009 14:05:21 +0000 http://www.bankaholic.com/?p=2065#comment-168058 First of all, let me say I really enjoy Bankaholic articles and the comments. They are so helpful. I have been using the First State Bank(s) with their 5% checking account. You have to live in the Kansas City metro area, but if you do I highly recommend it. There is a limit of $25k and it requires 15 transactions, but it turns out there is a holding company with 7 different banks. Each bank lets you open an account, which is what I did. As far as getting 15 transactions - well my wife and I enjoy watching DVD's - which can be rented for a dollar a night from www.redbox.com or www.moviecube.com if you have one of their vending machines near you. It's a great and convenient deal and generates a transaction each time (we canceled our Blockbuster subscription once we found out about Redbox). First of all, let me say I really enjoy Bankaholic articles and the comments. They are so helpful. I have been using the First State Bank(s) with their 5% checking account. You have to live in the Kansas City metro area, but if you do I highly recommend it. There is a limit of $25k and it requires 15 transactions, but it turns out there is a holding company with 7 different banks. Each bank lets you open an account, which is what I did. As far as getting 15 transactions – well my wife and I enjoy watching DVD’s – which can be rented for a dollar a night from http://www.redbox.com or http://www.moviecube.com if you have one of their vending machines near you. It’s a great and convenient deal and generates a transaction each time (we canceled our Blockbuster subscription once we found out about Redbox).

]]> By: Pamela Detrick http://www.bankaholic.com/provident-community-451-checking/comment-page-1/#comment-167684 Pamela Detrick Fri, 22 May 2009 20:04:09 +0000 http://www.bankaholic.com/?p=2065#comment-167684 You have to live around South carolina to apply and get a checking account with this bank You have to live around South carolina to apply and get a checking account with this bank

]]> By: Tracy http://www.bankaholic.com/provident-community-451-checking/comment-page-1/#comment-167674 Tracy Fri, 22 May 2009 16:57:20 +0000 http://www.bankaholic.com/?p=2065#comment-167674 I am thinking of opening this account, but I was wondering where it says there is a $20 monthly fee if the balance falls below $10,000? All it says on the FAQ's is that there is no monthly service charge. I am thinking of opening this account, but I was wondering where it says there is a $20 monthly fee if the balance falls below $10,000? All it says on the FAQ’s is that there is no monthly service charge.

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