bank rates

Two Offers Worth Toasting In Northeast

Pioneer Valley Credit Union has competitive short- and long-term investment opportunities for savers in six Northeastern states.

Based in Springfield, Massachusetts, Pioneer Valley is paying 1.17% APY on 7-month certificates, besting the top nationally available 6-month return of 1.05% APY from the banks on our CD Rates Leaderboard.

Pioneer Valley is also outdoing the top national 5-year yield of 2.45% APY on our Leaderboard with a 57-month offer of 2.57% APY.

As always, search Bankrate’s extensive database of the best CD rates from across the country before locking in any CD, but we think you’ll be lucky to find any offers better than these.

Both certificates require a $1,000 minimum deposit, and the early-withdrawal penalty on the long-term CD is a mild 6 months’ interest.

Membership in Pioneer Valley is open to those working for about a dozen employers, including the U.S. Postal Service.

But anyone who lives or works in Massachusetts, New York, Connecticut, New Hampshire, Rhode Island or Vermont can become eligible by enrolling in the Massachusetts chapter of the American Consumer Council at no charge.

Joining Pioneer Valley and opening its certificates of deposit can be done either online or at one of its four branches in the Springfield area.

For dozens more deals like these, be sure to check out our constantly updated roundup of the nation’s best credit union and community bank CDs.

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