bank rates

Pay 4.375%, Or Less, For AHC Mortgages

Although savings rates are truly terrible, there’s an astounding number of great deals on mortgages right now.

One of the best is from AHC Lending, which finances homes in California, Virginia, Texas, Florida and Illinois.It's charging 4.375% for a 30-year fixed-rate mortgage with no points and $1,895 in fees.

It’s charging 4.375% for a 30-year fixed-rate mortgage with no points.

Pay 1.796% in points and you can whack the interest rate down to 4.125% APY.

That’s more than a quarter less than the current national average of 4.62% for these types of loans.

With this mortgage, you’ll pay just $485 a month in principal and interest for every $100,000 you borrow.

To qualify you’ll need a credit score of 740 or higher, and must borrow at least $165,000 but no more than $417,000 to $729,750, depending on where you live.

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