bank rates

Pay 0% Interest For Up To 18 Months

The Citi Platinum Select MasterCard is one of our favorite credit cards for balance transfers.

You can take advantage of 0% interest on balance transfers and purchases for up to 18 months, based on your credit history.

Citi Platinum Select MasterCardApplicants with excellent credit will be given the full 18 months and have a regular adjustable interest rate of 9.99% APR (that’s the prime rate of 3.25% plus 6.74%).

Those with good credit are offered 0% for 12 months and a regular adjustable rate of 15.99% APR (prime plus 12.74%).

The worst you can do is 0% for seven months with a 19.99% rate (prime plus 16.74%).

There’s no annual fee and even a $30 bonus, which is credited to your account, once you’ve made the first $30 worth of purchases.

The only thing we don’t like is the uncapped, 3% balance transfer fee. But that’s pretty standard even on the best credit cards these days.

See how much you can save by transfering your credit card debt to this card with our “Credit Card Optimizer” calculator

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  1. RateRunner said:
    on June 25th at 09:08 am

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