bank rates

North Cali Deal: 5-Year CD Paying 2.50%

It’s almost as if California’s responding to my call, because for the second time since I lamented the dearth of Golden State CD deals, a new one’s popped up on the scene.

The latest noteworthy offer comes from Patelco Credit Union, paying 2.50% APY on 60-month certificates. A minimum $1,000 deposit is required, and withdrawing early will cost you six months’ interest.

Patelco’s promotion edges out the top nationally available 5-year yield of 2.27% APY from the banks on our CD Rates Leaderboard.

It also earns a spot in our roundup of the country’s best-paying credit union and community bank CDs.

But don’t just take our word for it – search for yourself through Bankrate’s extensive database of the best CD rates in the country to see if you can beat Patelco’s offer.

Membership in the credit union is open to anyone who lives or works in Alameda, Contra Costa, Marin, Napa, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties, or who is an employee or retiree of over 1,100 affiliated organizations, including AT&T and Walgreens.

Joining Patelco and opening its certificates of deposit can be done online, by phone or at one of its 40 branches throughout the San Francisco and Sacramento areas.

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