bank rates

Park National Bank 2.70% 12-month CD

One way to earn more than twice the national average on a 12-month CD is to take advantage of the deals at local banks and credit unions.

Here’s a good example.

Park National Bank, which has 29 branches in the Chicago area, is offering 2.70% APY with a minimum deposit of $1,000.

Although the bank allows customers to apply online, it only accepts deposits from Illinois and Indiana residents.

But if you qualify, you’ll get a certificate of deposit that’s paying just as much as the best 12-month CDs in our most recent survey.

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