bank rates

BankPurely’s Savings Account: Good For Your Wallet And The Environment

It’s a good time to be in the market for a new online savings account. Rates are rising, and institutions like BankPurely are making savings accounts more attractive.

BankPurely is offering 1.30% APY on its SavingPurely bank account. And when you open an account, the bank will plant a tree.

With the national average savings account rate at 0.25%, this deal from BankPurely is hard to beat.

RATE SEARCH: Compare the best savings account rates.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (25 votes, average: 3.12 out of 5)
Loading...

Veridian Credit Union Offers Special 36-Month CD

Veridian Credit Union Logo

Veridian Credit Union, Iowa’s largest credit union by membership, recently introduced a very competitive 36-month CD special.

With a $1,000 minimum deposit, savers can earn 2.75% APY on a 3-year CD.

That beats the top nationally available 3-year CD, which is currently paying 2.70% APY.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (12 votes, average: 3.83 out of 5)
Loading...

Check Out Ally’s 11-Month No-Penalty CD

Ally Bank recently bumped up rates on its 11-month, no-penalty CD. And it’s certainly worth a look.

It’s one of the better nationally-available no-penalty deals we’ve seen out there lately.

This deal allows you to withdraw your money at any time after the first six days following the date you funded the account. You can keep the interest you earned with no penalties.

That’s something you simply won’t get with traditional CDs.

Ally offers three different tiers for this particular CD. At the top tier, you can earn 1.50% APY with a $25,000 minimum.

Of course, it’s always best to compare the top CD rates before you decide on a CD.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (3 votes, average: 5.00 out of 5)
Loading...

3-Year CD Rates Roundup: Earn 2.70% Nationally

The top return among national 3-year CDs has been moving up lately. In fact, the top rates on 3-year CDs are around a half of a percentage point higher than they were at this time last year.

Now you can earn 2.70% APY from the lead bank on our list — Banesco. It requires a $1,500 minimum deposit.

BAC Florida Bank, Live Oak Bank and Popular Direct are all tied for second place, offering 2.60% APY.

But while there are several nationally-available deals worth considering, there are also some great local deals from credit unions and community banks for mid-term CD shoppers.

And we’ll tell you where to find those local deals.
Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (27 votes, average: 3.96 out of 5)
Loading...

1-Year CD Rates Roundup: Earn 2.22% Nationally

piggies in the round

The top nationally available return on 1-year certificates of deposit is currently 2.22% APY, much higher than you could have earned at this time last year.

Only one bank is paying that rate — First Internet Bank of Indiana with a $1,000 minimum.

But six other banks are competing for the second place position, all paying 2.20%.

The main difference between those six deals is the minimum deposit amount, as you’ll see in the chart below.

If you prefer to go local, you can earn up to 1.69% APY from credit unions and community banks, and we’ll tell you where to find those deals.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (43 votes, average: 4.42 out of 5)
Loading...

5-Year CD Rates Roundup: Take Home 2.87% Nationally And Locally

Looking for the best 5-year CD rates? Right now the best you can earn nationally is 2.87% APY from one bank: iGoBanking.

That certainly beats what you could earn from the top 5-year CD rates at this time last year.

But it’s always important to search for deals locally as well. Local banks and credit unions often offer some of the best rates around. And we’ll tell  you where to find them.

Keep in mind that rates change daily, which is why it’s always a good idea to check Bankrate’s extensive database of the day’s best CD rates. Click here to read more

Comments (2)
1 Star2 Stars3 Stars4 Stars5 Stars (34 votes, average: 4.47 out of 5)
Loading...

EverBank Offers Top Nationally Available Deals on 2- and 4-Year CDs

EverBank is showcasing some very worthwhile CD rates this month. The bank has recently bumped up its rates on a number of terms.

Those increases push the Jacksonville-based bank into the lead for the best nationally available 2- and 4-year returns.

It’s currently paying:

  • 2.35% APY on 24-month CDs.
  • 2.60% APY on 48-month CDs.

The minimum deposit for all of those deals is $5,000.

If you can’t swing that minimum, look for other great deals from banks like PenFed and Synchrony Bank, which are offering comparable deals on those terms with less of a minimum requirement.

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (1 votes, average: 5.00 out of 5)
Loading...

ableBanking Is Offering A Great Money Market Account Rate

Six one-hundred dollar bills and a green backgroundableBanking is offering one of the best money market account deals in the nation right now.

It recently increased its rate to 1.70% APY.

The only bank we’ve found offering a better deal is CIT Bank, which is paying 1.75% APY.

There’s a $250 initial deposit to open the ableBanking account and a $250,000 maximum, but there’s no minimum or maximum balance to maintain the account. There’s also no monthly maintenance fee.

While ableBanking is currently offering one of the best nationally available deals, it’s still important to comparison shop.

Before you decide to open an account, make sure to check out the nation’s leading money market account rates.

Click here to read more

Comments (0)
21 votes, average: 3.81 out of 521 votes, average: 3.81 out of 521 votes, average: 3.81 out of 521 votes, average: 3.81 out of 521 votes, average: 3.81 out of 5 (21 votes, average: 3.81 out of 5)
Loading...

BMO Harris Is Offering Very Attractive Promo CDs Right Now

man in suit with calculator, cd rates

“The biggest banks have the best CD rates,” said no one ever.

That’s because the deposit rates offered by the top 25 banks are generally far worse than competitive.

So we take notice when a gigantic bank begins offering certificates of deposit with anything even resembling a competitive yield, and this month, BMO Harris Bank has gotten our attention.

Based in Chicago, BMO Harris is the 25th-largest bank in America by total assets, operating more than 600 branches across the nine states of Florida, Illinois, Washington, Arizona, Indiana, Missouri, Wisconsin, Minnesota and Kansas.

Until a couple of years ago, its CD rates were as pitiful as those at virtually every other megabank. But it’s been going strong so far this year.

BMO Harris recently unveiled an array of three promotional CDs with a $5,000 minimum deposit:

  • 2.00% APY on 18-months
  • 2.25% APY on 30-months
  • 3.00% APY on 60-months

Click here to read more

Comments (1)
1 Star2 Stars3 Stars4 Stars5 Stars (4 votes, average: 4.50 out of 5)
Loading...

CIT Bank Savings Account: Bookmark This Deal

CIT Bank savings

If you’re in the market for a savings account, this is a deal you’ll want to bookmark. CIT Bank’s new savings offer is tough to beat.

It’s paying 1.55% APY with a $100 minimum on balances up to $250,000.

The only savings deals that currently beat are from PurePoint Financial and DollarSavingsDirect, which are both offering 1.60% APY.

Indeed, banks are starting to compete for the best rates, and that’s great news for savers.

You can check out our monthly roundup of the best savings accounts for more options and opportunities.

With the national average savings account rate at a dismal 0.14%, this deal from CIT Bank is certainly better-than-average.

RATE SEARCH: Compare the best savings account rates.

Click here to read more

Comments (0)
6 votes, average: 4.50 out of 56 votes, average: 4.50 out of 56 votes, average: 4.50 out of 56 votes, average: 4.50 out of 56 votes, average: 4.50 out of 5 (6 votes, average: 4.50 out of 5)
Loading...

Freedom Credit Union’s 30-Month CD Is Worth A Look

woman with a magnifying glass

Freedom Credit Union is offering a hot new deal for mid-term CD shoppers.

Paying 1.75% APY on 30 months, the credit union’s yield nearly matches the best 3-year return you can find on our CD Rates Leaderboard of nationally available bank certificates.

With a name like Freedom, the credit union is unsurprisingly based in the Philadelphia area. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (7 votes, average: 3.00 out of 5)
Loading...

University Of Iowa CU Is Offering A Slam Dunk On 13-Month CDs

Once again, University of Iowa Community Credit Union is offering a top CD to savers in Iowa and Illinois and those affiliated with the university.

The latest promotion from Iowa’s largest credit union is a 13-month certificate paying 1.65% APY with a $1,000 minimum.

The deal gets even sweeter for savers who can pony up more, with deposits of at least $100,000 earning 1.75% APY. In addition, any Hawkeye alumni, staff or students can become members.

Searching through Bankrate’s extensive database of the day’s best CD rates will show how hard this rate is to beat. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (17 votes, average: 3.94 out of 5)
Loading...

Granite CU Offers Tough-To-Beat Deal On 5-Year CDs in Utah

piggy-bank-red-bow

For savers in Salt Lake County, some of the best yields come from Granite Credit Union.

It’s paying 2.60% for a 5-year term, which is well above the top nationally available 5-year return of 0.91% APY.

Granite is also offering a solid promo rate on 30-month CDs — 1.80% APY.

Of course, it’s always wise to check Bankrate’s extensive database of the day’s best CD rates before locking in any certificate.

But if you’re in Salt Lake County, Granite is certainly offering some of the best deals around.

Here’s what the Granite Credit Union is paying on CDs:

 

Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (2 votes, average: 3.00 out of 5)
Loading...

Pick Up A Tough-To-Beat 2.1% On 30-Month CDs Nationwide

roll of cash emerging from broken golden egg

If a 30-month certificate can fit your savings portfolio, EBSB Direct and its parent, East Boston Savings Bank, have a competitive offer for savers anywhere in the country.

Both are paying 2.21% APY on the odd term, offering a slight premium over the top nationally available 3-year return of 2.15% APY from the banks on our CD Rates Leaderboard.

A search through Bankrate’s extensive database of the day’s best CD rates will show that this return isn’t easy to beat. Still, you should always check since new offers can crop up quickly.

Savers living in Massachusetts who can get to one of 30 branches throughout Boston and Suffolk, Essex and Middlesex counties can open the promotional CD in person.

But anyone in the country can open the same certificate of deposit via the bank’s internet operation, EBSB Direct, which only offers online products. Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (7 votes, average: 3.57 out of 5)
Loading...

Michigan Deal: Earn 1.81% On 18-Month CDs

piggy-bank-red-bow

If you’re looking for a solid deal on a short-term CDs in Michigan, be sure to check out Michigan One Community Credit Union.

It’s paying 1.81% APY on 18-month certificates of deposit, with a minimum $10,000 investment.

With the top nationally available 12-month offer from the banks on our CD rates leaderboard CD Rates Leaderboard standing at 1.80% APY, Michigan One’s shorter-term offers an edge. It’s just slightly below the top national 24-month CD, which is 1.85% APY.  Click here to read more

Comments (0)
1 Star2 Stars3 Stars4 Stars5 Stars (9 votes, average: 3.44 out of 5)
Loading...