bank rates

CommunityWide FCU Offers Can’t-Miss Nationwide 6-Month CD Deal

Our roundup of the country’s best credit union and community bank CDs is typically full of local and regional deals that outdo the best nationally available bank yields.

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But we’ve recently found a new credit union CD that anyone in the country can open – and it’s worth a look because it beats virtually every nationwide 6-month certificate out there.

The newsmaker is CommunityWide Federal Credit UnionFor a $2,000 minimum deposit, it’s offering the top 6-month CD in the country right now, paying 2.30% APY.

That easily outperforms the top nationally available bank return on our CD Rates Leaderboard of 2.00% APY for a 6-month CD. And it’s well above the national average of 0.44% APY for 6-month CDs.  Click here to read more

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Veridian Credit Union Offers Special 18-Month And 41-Month CDs

Veridian Credit Union Logo

Veridian Credit Union, Iowa’s largest credit union by membership, recently introduced some very competitive 18-month and 41-month CD specials.

With a $1,000 minimum deposit, savers can earn 2.85% APY on an 18-month CD. That rate jumps to 3.05% APY with a $100,000 minimum deposit.

Similarly, a 41-month CD with a $1,000 minimum deposit earns 3.25% APY from Veridian. That rate jumps up to 3.45% APY with a $100,000 minimum deposit.

Both CDs also offer a one-time bump-up options.

Click here to read more

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Don’t Miss Out On Synchrony Bank’s Leading CD Rates

Woman holding up a piggy bank with money coming out of it.We’ve been chatting a lot about Synchrony Bank lately. That’s because the bank keeps offering great deals on its CDs.

It’s currently leading the pack on 3-year certificates of deposit, and it’s extremely competitive on all other terms.

You’ll now find it offering 2.85% APY on a 3-year CD, with a minimum deposit of $2,000.
Click here to read more

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Check Out These Attractive CD Rates From Sallie Mae

If you’re shopping for a CD, short-term or long, Sallie Mae is offering some great deals.

But that should come as no suprise.

Sallie Mae is often near the head of the pack when it comes to showcasing the best CD rates.

And while it’s not currently the leader on any single term, its rates are highly competitive.

It’s nice to see banks competing like this. We’re finally getting back to a place where returns are valuable for savers.

But we’re not quite there just yet.

The average 1-year CD pays just 0.77% APY, while the average 5-year CD pays just 1.33% APY.

Fortunately, there are bunch of banks paying around two or three times those average rates, including Sallie Mae.

Remember, it’s always important to compare the best CD rates before you purchase.

Click here to read more

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PenFed Is Offering Some Of The Best CD Rates In The Country

Pentagon Federal Credit Union has rejoined our list of the top CD deals available in the country.

Available to savers everywhere for a minimum $1,000 deposit, PenFed has raised returns on its CDs enough to compete, or in some cases beat out, the best nationally available CDs.

While the credit union weaves in and out of the lead across the board on CD terms, one thing that makes PenFed stand out is its rate consistency. It’s rarely far from the leader on any given CD term.

You can compare those terms from PenFed to the top yields from the banks on our CD Rates Leaderboard. Click here to read more

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Check Out These Eye-Popping CD Rates From TIAA Bank

TIAA Bank CDs

TIAA Bank has been dominating the rankings on short- and long-term CDs recently. If you’re looking for a great CD rate, and you’re not sure where to turn, chances are TIAA has a product that will pique your interest.

Indeed, it’s consistently leading our list of the top-paying nationally-available CDs.

It helps that the bank has to compete in this rising-rate environment.

Overall we’ve seen hefty increases on nearly all terms this month, providing some hope that CD returns are finally heading back to a place where they’ll be valuable for savers.

But we still have a long road to back to the returns we saw pre-recession.

The average 5-year CD pays just 1.33% APY.

Fortunately, TIAA Bank is offering more than twice that average on 5-years — 3.10% APY with a $5,000 minimum deposit to open.

Of course, it’s always crucial to compare the best CD rates before you purchase.

Click here to read more

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ableBanking Is Offering A Great Money Market Account Rate

Six one-hundred dollar bills and a green backgroundableBanking is offering one of the best money market account deals in the nation right now.

It recently increased its rate to 1.85% APY.

The only bank we’ve found offering a matching rate is Capital One 360, which is also paying 1.85% APY.

There’s a $250 initial deposit to open the ableBanking account and a $250,000 maximum, but there’s no minimum or maximum balance to maintain the account. There’s also no monthly maintenance fee.

While ableBanking is currently offering one of the best nationally available deals, it’s still important to comparison shop.

Before you decide to open an account, make sure to check out the nation’s leading money market account rates.

Click here to read more

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Check Out Navy Federal Credit Union’s 12-Month CD Special

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Navy Federal Credit Union is currently offering a 12-month CD special that’s certainly worth checking out. It’s a bonafide winner for military-affiliated savers across the country, as well as their families.

Navy Fed is currently paying 3.00% APY on special 12-month certificates, with a minimum $50 deposit.

Compare that with the 2.63% APY you can earn from the top nationally available 1-year certificate or the 4-year term it takes to earn the same 3.00% APY.

The one catch is that this certificate has a maximum investment of $3,000.

Membership in Navy Fed is open to savers who are affiliated in any way with the Armed Forces, the U.S. Department of Defense or the National Guard. This includes regular active duty and reservists in the Army, Navy, Air Force, Marine Corps and Coast Guard, as well as Army and Air National Guard personnel.
Click here to read more

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Granite CU Offers Tough-To-Beat Deal On 5-Year CDs in Utah

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For savers in Salt Lake County, some of the best yields come from Granite Credit Union.

It’s paying 3.25% for a 5-year term, which is above the top nationally available 5-year return of 3.00% APY from Capital One.

Granite is also offering a solid promo rate on 18-month CDs — 2.30% APY.

Of course, it’s always wise to check Bankrate’s extensive database of the day’s best CD rates before locking in any certificate.

But if you’re in Salt Lake County, Granite is certainly offering some of the best deals around.

Here’s what the Granite Credit Union is paying on CDs:

Click here to read more

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KS StateBank Pays Top Deals On Jumbo CDs Nationwide

Don’t let the Kansas name fool you – KS StateBank‘s certificates of deposit are available nationwide.

And it’s offering top rates on jumbo CDs.

It’s currently paying 3.37% APY on a 5-year jumbo. That beats the lead for non-jumbo CDs, Capital One 360, by nearly half of a percentage point. And the average 5-year CD is paying just 1.30% APY.

Of course, in this rising-rate environment you may want to choose a shorter-term CD, like a 1-year, so you can consistently take advantage of higher rates.

Fortunately, all of KS StateBank’s jumbo CDs are paying 2.40% APY or above.

Click through on this post to see its full list of CDs.

Click here to read more

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Salem Five Direct Is Offering An Attractive 2.05% On Savings Accounts

If you’re in the market for a savings account, Salem Five Direct is offering one of the top rates around. It’s certainly worth consideration.

Requiring just a $100 minimum deposit, it’s paying 2.05% APY.

The only other national bank we’ve seen ahead of that mark is Vio Bank, which is offering 2.10% APY.

These rates we’re seeing are a far better than we could have hoped for even last year. But they haven’t quite settled where we’d like to see them.

That said, hooking up with a bank like Salem Five Direct, which consistently offers solid deals, can get you set up in this rising-rate environment.

Of course, it’s always important to shop around for the best savings account rates and compare features before settling on a bank.

You can use our savings account comparison tool to find the best nationally available savings account deals.  Click here to read more

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Capital One 360 Is Offering Some Of The Best CD Rates Around

Capital One 360 logoCapital One 360 at it again, offering some of the best nationally available CD deals.

For months, the banking arm of the company known for its credit cards has been paying extremely competitive rates on nearly every term.

Currently, it’s 5-year CD stands out from the pack, paying 3.00% APY with no minimum deposit requirement. That’s a tenth of a percentage point higher than its 5-year paid last month.
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Barclays’ Savings Account Joins Leaders

It pays 1.00% APY with no minimum balance requirement.Barclays, the huge British financial services company, is offering an online savings account with a solid rate through its U.S. banking operation.

The account pays 1.75% APY, which is good enough for third place on our list of the best nationally available savings accounts. Click here to read more

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6-Month CD Rates Roundup: Top National Deal Pays 2.05%

One bank is leading the charge on 6-month CDs. Limelight Bank is offering 2.05% APY with a $1,000 minimum.

The next best offer you’ll find comes from Live Oak Bank, which is offering 2.00% APY with a $2,500 minimum.

After that, First Internet Bank of Indiana and TAB Bank are offering 1.97% APY and 1.87% APY, respectively.

As always, shopping locally may earn you more from a credit union or community bank. We’ll talk about how to find those deals.
Click here to read more

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BankPurely’s Savings Account: Good For Your Wallet And The Environment

It’s a good time to be in the market for a new online savings account. Rates are rising, and institutions like BankPurely are making savings accounts more attractive.

BankPurely is offering 1.30% APY on its SavingPurely bank account. And when you open an account, the bank will plant a tree.

With the national average savings account rate at 0.25%, this deal from BankPurely is hard to beat.

RATE SEARCH: Compare the best savings account rates.

Click here to read more

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