bank rates

Freedom Credit Union’s 30-Month CD Is Worth A Look

woman with a magnifying glass

Freedom Credit Union is offering a hot new deal for mid-term CD shoppers.

Paying 1.75% APY on 30 months, the credit union’s yield nearly matches the best 3-year return you can find on our CD Rates Leaderboard of nationally available bank certificates.

With a name like Freedom, the credit union is unsurprisingly based in the Philadelphia area. Click here to read more

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University Of Iowa CU Is Offering A Slam Dunk On 13-Month CDs

Once again, University of Iowa Community Credit Union is offering a top CD to savers in Iowa and Illinois and those affiliated with the university.

The latest promotion from Iowa’s largest credit union is a 13-month certificate paying 1.65% APY with a $1,000 minimum.

The deal gets even sweeter for savers who can pony up more, with deposits of at least $100,000 earning 1.75% APY. In addition, any Hawkeye alumni, staff or students can become members.

Searching through Bankrate’s extensive database of the day’s best CD rates will show how hard this rate is to beat. Click here to read more

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Popular Direct Offers Eye-Catching CD Rates

spigot_dollar_symbols

Popular Direct is offering some very competitive CD rates right now.

Entering the scene last year, it offers a menu of CDs and a simple savings account.

Popular Direct is the newer offspring of Banco Popular North America, which is the U.S. subsidiary of Puerto Rican bank Popular Inc.

Popular Inc.’s bricks-and-mortar U.S. presence is Popular Community Bank, which operates almost 50 branches in New York, New Jersey and south Florida.

If that rings any bells, it’s because Banco Popular also owns E-Loan, and we wrote about both of them extensively in the summer of 2015 when E-Loan dramatically raised its rates at the same time that Puerto Rico defaulted on its debt (the two events were unrelated, as you can read here).

Popular Direct is currently offering CD rates on a range of terms that beat out many of the top national banks offering CDs.  Click here to read more

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Granite CU Offers Tough-To-Beat Deal On 5-Year CDs in Utah

piggy-bank-red-bow

For savers in Salt Lake County, some of the best yields come from Granite Credit Union.

It’s paying 2.60% for a 5-year term, which is well above the top nationally available 5-year return of 0.91% APY.

Granite is also offering a solid promo rate on 30-month CDs — 1.80% APY.

Of course, it’s always wise to check Bankrate’s extensive database of the day’s best CD rates before locking in any certificate.

But if you’re in Salt Lake County, Granite is certainly offering some of the best deals around.

Here’s what the Granite Credit Union is paying on CDs:

 

Click here to read more

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1-Year CD Rates Roundup: Earn 2.00% Nationally

piggies in the round

The top nationally available return on 1-year certificates of deposit is currently 2.00% APY, much higher than you could have earned at this time last year.

 

Three banks are tied for that rate — Synchrony Bank, ableBanking and Live Oak Bank.

The main difference between those deals is the minimum deposit amount. Synchrony Bank has a $2,000 minimum, ableBanking has a $1,000 minimum and Live Oak Bank has a $2,500 minimum.

If you prefer to go local, you can earn up to 1.69% APY from credit unions and community banks, and we’ll tell you where to find those deals.

Click here to read more

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Pick Up A Tough-To-Beat 2.1% On 30-Month CDs Nationwide

roll of cash emerging from broken golden egg

If a 30-month certificate can fit your savings portfolio, EBSB Direct and its parent, East Boston Savings Bank, have a competitive offer for savers anywhere in the country.

Both are paying 2.21% APY on the odd term, offering a slight premium over the top nationally available 3-year return of 2.15% APY from the banks on our CD Rates Leaderboard.

A search through Bankrate’s extensive database of the day’s best CD rates will show that this return isn’t easy to beat. Still, you should always check since new offers can crop up quickly.

Savers living in Massachusetts who can get to one of 30 branches throughout Boston and Suffolk, Essex and Middlesex counties can open the promotional CD in person.

But anyone in the country can open the same certificate of deposit via the bank’s internet operation, EBSB Direct, which only offers online products. Click here to read more

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Michigan Deal: Earn 1.81% On 18-Month CDs

piggy-bank-red-bow

If you’re looking for a solid deal on a short-term CDs in Michigan, be sure to check out Michigan One Community Credit Union.

It’s paying 1.81% APY on 18-month certificates of deposit, with a minimum $10,000 investment.

With the top nationally available 12-month offer from the banks on our CD rates leaderboard CD Rates Leaderboard standing at 1.80% APY, Michigan One’s shorter-term offers an edge. It’s just slightly below the top national 24-month CD, which is 1.85% APY.  Click here to read more

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Massachusetts Savers Can Benefit From Special 4-Year CD At Bay State Savings

If you’re in the market for a 4-year CD, Bay State Savings Bank is offering savers in central Massachusetts a solid deal.

How This Deal From Bay State Savings Compares

The Worcester-based bank is paying 2.00% APY with a reasonable $1,000 minimum deposit, and none of its other CD offerings come close to being this good.

In fact, you’ll earn less from a 60-month CD from this bank. It’s paying just 1.40% APY on 5-years.

massachusetts quarter

The 4-year CD deal from Bay State Savings Bank matches the top nationally available deal from GS Bank, which is paying 2.00% APY on 4-year CDs with a $500 minimum.

And it’s more than two-and-a-half times the national average of 5-year CDs, which is 0.85% APY.

Click here to read more

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GS Bank Is Offering Top CD Rates

If you’re in the market for a CD, short-term or long, GS Bank is offering great deals across the board. Indeed, it’s leader of the pack, paying the highest rate on nearly every term.

One deal that sticks out is its offer on 3-years.

GS Bank is offering 2.00% APY on 3-year CDs with a $500 minimum. That’s as much as the top paying 4-year CD, which also happens to be GS Bank.

You’ll also find that GS is posting the top deal on 2-, 4- and 5-year CDs right now.

Of course, it’s always crucial to compare the best CD rates before you purchase.

Click here to read more

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Best 2 Year CD Rates

24-month CDs

The best nationally available 2-year CD is paying 1.85% APY, up slightly from what it was last month.

Indeed, CD rates are on the rise. And 2-years are something to keep an eye on.

You can pick up 1.85% APY from two different banks — Popular Direct and First Internet Bank.

The main difference between the two is the minimum deposit amount. Popular Direct is charging a $10,000 minimum while First Internet Bank of Indiana is charging $1,000.

Overall, we have 14 banks are offering deals of 1.50% APY or better.

Of course, there are still some local banks and credit unions offering better deals.

That makes it even more important to shop around thoroughly for the best CD rates.
Click here to read more

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Synchrony Bank CDs Are Worth A Look

Woman holding up a piggy bank with money coming out of it.We’ve been chatting a lot about Synchrony Bank lately. That’s because the bank keeps offering great deals.

While it’s not the leader on any single term, it’s in the top three on nearly every term.

It’s now offering 1.95% APY on a 5-year CD with a minimum deposit of $2,000, or 2.35% APY for a minimum deposit of $25,000. The national average 5-year CD pays just 0.97% APY.

On 4-year CDs, it’s offering 1.95% APY with a minimum deposit of $2,000.
Click here to read more

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KS StateBank Pays Top Deals On Jumbo CDs Nationwide

Don’t let the Kansas name fool you – KS StateBank‘s certificates of deposit are available nationwide.

And it’s offering top rates on jumbo CDs.

It’s currently paying 2.25% APY on a 5-year jumbo. All of its jumbo CDs are paying 1.55% APY or above.

When the Manhattan, Kansas-based bank implemented an online account opening system more than two years ago, it extended the availability of several deposit products to savers nationwide.

But it wasn’t until just a year ago that it offered any rates worth mentioning.

Click here to read more

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Check Out Navy Federal Credit Union’s 12-Month CD Special

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Navy Federal Credit Union is currently offering a 12-month CD special that’s certainly worth checking out. It’s a bonafide winner for military-affiliated savers across the country, as well as their families.

Navy Fed is currently paying 3.00% APY on special 12-month certificates, with a minimum $50 deposit.

Compare that with the 1.56% APY you can earn from the top nationally available 1-year certificate or the 5-year term it takes to earn 2.35% APY.

The one catch is that this certificate has a maximum investment of $3,000.

Membership in Navy Fed is open to savers who are affiliated in any way with the Armed Forces, the U.S. Department of Defense or the National Guard. This includes regular active duty and reservists in the Army, Navy, Air Force, Marine Corps and Coast Guard, as well as Army and Air National Guard personnel.
Click here to read more

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Connexus Credit Union Offers National Deals Worth A Look

It might not be a national bank, but Connexus Credit Union is so easy to join it might as well be.

By making a one-time $5 donation to Connexus’ charitable association, anyone nationwide can become a member of the Wisconsin credit union, and now is as good a time as any given its current crop of CD specials.

CD deals worth a look from Connexus Credit Union

With a $5,000 minimum deposit, Connexus is paying 1.50% APY on 12-month certificates, 1.70% APY on 24-month CDs, 2.00% APY on 36-month CDs and 2.00% APY on 60-month CDs.

And while all of the rates its offering are solid deals, Connexus stands out in the 3-year CD category. Indeed, the only other bank paying 2.00% APY on 3-year CDs is Salem Five.

Connexus requires a $5,000 minimum to earn that rate while Salem Five requires a $10,000 minimum.

Click here to read more

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Check Out Ally’s 11-Month No-Penalty CD

Ally Bank recently bumped up rates on its 11-month, no-penalty CD. And it’s certainly worth a look.

Undeniably, it’s one of the better nationally-available deals we’ve seen out there lately. It competes nicely with the top 12-month CDs.

Ally offers three different tiers for this particular CD. At the top tier, you can earn 1.35% APY with a $25,000 minimum.

But if you’re interested in earning 1.35% APY on an 11-month from Ally, you might want to purchase sooner than later. Though Ally will offer deals like this one occasionally, they tend not to last for very long.

Of course, it’s always best to compare the top CD rates before you decide on a CD.

Click here to read more

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