bank rates

Ohio Deal: 2.269% On 2-Year CDs

With higher interest rates on the horizon, wouldn’t it be great to lock in a 5-year CD yield with just a 2-year commitment?

For Ohio savers lucky enough to join Millstream Area Credit Union, this isn’t just a pipe dream.

Serving Findlay, Bowling Green, and six Ohio counties, the credit union is currently paying 2.269% APY on 24-month CDs.

That edges ahead of the top nationally available return of 2.25% APY for 5-years on our CD Rates Leaderboard.

It also puts Millstream in quite elite company. We’re aware of only three CDs in the country that offer yields of more than 2% for terms of less than 2 years:

Millstream’s 24-month CD isn’t its only winner, though: Ot’s also offering top rates on two shorter-term CDs, for the same $1,000 minimum deposit.

Its 18-month certificate of deposit pays 1.46%, which bests the leading 24-month rate of 1.35% APY.

Meanwhile, its 12-month CD pays 1.25%, which is a notch above the top national rate of 1.21% APY.

Anyone who lives, works, worships or attends school in Ohio’s Allen, Hancock, Hardin, Putnam, Seneca or Wood counties is eligible to join Millstream Area Credit Union.

In addition, their relatives are welcome to join, even if they themselves are not Millstream members.

Joining the credit union and purchasing these promotional certificates must be done at one of Millstream’s two branches, located in Findlay and North Baltimore.

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  1. Sabrina Karl said:
    on March 30th at 03:08 pm

    Oops! We goofed. Because this credit union carries private, not government, insurance, we should not have promoted this deal. Bankaholic.com policy is to only feature institutions that are federally insured through the FDIC or NCUA. We sincerely regret the error (and thank reader James K for alerting us to the mistake).