You’ve got to watch out for all the sneaky ways stores and Web sites are creating to slip recurring charges onto your credit cards.

I fell for the “free magazines” that Loehmann’s clothing stores are offering.
As I was checking out a cashier said I could sign-up for three free months of the magazines being promoted on a laminated place mat on the counter.
Stupid me. That free trial led straight into paid subscriptions, charged to the card I used at Loehmann’s, unless I went online to cancel the deal.

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