bank rates

Northwest Deal: 3% For Rewards Checking

check and penMany of the best-paying rewards checking accounts have limited their top rates to balances of $10,000 or less.

Not Advantis Credit Union.

This Portland, Ore., institution pays 3.00% APY on balances up to $25,000, with no unusual requirements.

The Fusion Checking account is available to Washington State residents and those in any of two dozen counties in Oregon.

All you need to do each month to receive the credit union’s best rate is make at least a dozen debit card transactions, have one automatic payment or direct deposit, log into online banking at least once and sign up for eStatements.

You’ll also have reimbursed up to $25 in ATM fees each month.

If you don’t fulfill the requirements, you’ll earn just 0.10% APY for that month. Balance portions greater than $25,000 earn 0.20% APY.

Membership in Advantis Credit Union requires opening a Regular Savings account, with a $5 minimum deposit.

After that, you can open a Fusion Checking account by making a $25 minimum deposit.

The rewards checking account has no fees and no minimum balance to earn interest.

The credit union has five locations in the Portland area, so you can either stop by a branch to open your accounts or open them online.

For more information, visit www.advantiscu.org or call 503-785-2528.

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