bank rates

Nexity Jumps To Top Of 3-Month CD Rates

Nexity Bank has jumped over Goldwater Bank to grab the lead in our rankings of the best 3-month CD rates.

It’s now paying 0.86% APY with a modest $1,000 minimum deposit.
The online bank based in Birmingham, Ala., has jumped over Goldwater Bank to grab the lead in our rankings of the best 3-month CD rates.
The next best nationally available rates on 3-month certificates of deposit are:

0.85% APY with a $10,000 minimum deposit from Goldwater Bank, which has a single location in Scottsdale, Ariz.

0.80% APY with a $10,000 minimum deposit from Virtual Bank, the online division of Lydian Private Bank in Palm Beach Gardens, Fla.

0.77% APY with a $3,000 minimum deposit from NewDominion Bank, a predominantly online bank that has a couple of branches in Charlotte and Mooresville, N.C.

All of these banks sell CDs online and accept applications from savers in all 50 states.

Nexity hadn’t appeared in our rankings since late April.

But we may be seeing more of the online bank based in Birmingham, Ala. It’s also moved into second place in our rankings of the best 6-month CD rates with a return of 1.14% APY.

Click here to compare Nexity Bank’s return with the best CD rates from scores of other banks in our database.

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